FHA, VA, and Conforming Loan Limits in Southern California

Posted by Site Admin on Tuesday, November 11th, 2014 at 2:24pm.

 
 
 
 
 
 
 
 
 
There are loan limits set for different kinds of loans in different areas. These dictate how much you can borrow in a given area. Conforming Loan Limits for Fannie Mae and Freddie Mac are nation-wide, but High Balance loans are available over that amount for qualified borrowers (people who can afford to buy a more expensive home based on income and credit) in certain areas where property values are higher. Below is a break-down of our local loan limits. If you have questions about these loan limits, feel free to contact us.
 
CONFORMING LOAN LIMITS, Fannie Mae and Freddie Mac
 
Single Family Residence: $417,000
Two-Family Residence: $533,850
Three-Family Residence: $654,300
Four-Family Residence: $801,950
 
HIGH BALANCE CONFORMING LIMITS, Fannie Mae and Freddie Mac
 
Los Angeles and Orange Counties
Single Family Residence: $625,500
Two-Family Residence: $800,775
Three-Family Residence: $967,950
Four-Family Residence: $1,202,925
 
San Bernardino and Riverside Counties
Single Family Residence: $417,000
Two-Family Residence: $533,850
Three-Family Residence: $645,300
Four-Family Residence: $801,950
 
San Diego County
Single Family Residence: $546,250
Two-Family Residence: $699,300
Three-Family Residence: $845,300
Four-Family Residence: $1,050,500
To look up High Balance Conforming loan limits in other counties, click here.
 
FHA LOAN LIMITS
 
Los Angeles and Orange Counties
Loan Limit: $625,500
Purchase Price Limit: $648,187
 
San Bernardino and Riverside Counties
Loan Limit: $355,350
Purchase Price Limit: $368,239
 
San Diego County
Loan Limit: $546,250
Purchase Price Limit: $566,063
To look up FHA loan limits in other counties, click here.
 
VA LOAN LIMITS
 
Los Angeles and Orange Counties
Loan Limit: $687,500
 
San Bernardino and Riverside Counties
Loan Limit: $417,000
 
San Diego County
Loan Limit: $527,500 

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